Windshield Replacement Insurance PortlandInquiring about auto glass claims and or checking on your deductible will not affect your insurance rates, but it is always best to refer to your policy. Filing an auto glass claim does not affect your insurance rates, but it’s best to check your policy, it will have your detailed coverage.Metro Auto Glass¬†will assist you in the entire process of your glass claim. Every policy has a different deductible depending on what you & your agent agreed upon, if your deductible is higher then the cost of the repair or replacement we will give you a reasonable out of pocket quote.